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« C.A.R. reports sales increased 117.1 percent; median home price fell 39.9 percent in October | Main | Trulia's Listing of the Week » November 26, 2008Mortgage ratesI just got of the phone with my favorite mortgage guy and he tells me business for him at least should start picking up soon... I was advised to gather my paperwork because he expect rates to dip below five percent for 30 year fixed mortgages. With HUD's decision to raise limits on conforming loan in high cost areas, the Bay Area now caps at $625,000 instead of $417,000... below is a copy of the HUD press release from earlier this month. If you're a mortgage person, I would love to hear from you... Where do you see things headed? HUD ANNOUNCES NEW, PERMANENT FHA MORTGAGE LOAN LIMITS WASHINGTON - U.S. Department of Housing and Urban Development Secretary Steve Preston today announced the new Federal Housing Administration (FHA) mortgage loan limits for single-family homes as prescribed by the Housing and Economic Recovery Act of 2008. Beginning January 1, 2009, FHA will insure single-family home mortgages up to $271,050 in low cost areas and up to a maximum of $625,500 in high cost areas. The February 2008 Stimulus Package temporarily raised the FHA maximum to $729,750 through December 31, 2008. The new $625,500 maximum, however, represents a significant increase over the $362,790 limit that was in effect prior to the Stimulus Package. click here for the complete release... Posted by Jeff Brooks on November 26, 2008 11:29 AM | Permalink TrackBackTrackBack URL for this entry: |