Time to sell your home? - January 8, 2006
SAN FRANCISCO If you're one of the many Americans who snatched up homes as investment properties in the booming real estate market, now might be the time to sell, according to Jim Keene, co-author of "Retire on the House."
"I'd say sell some of those excess properties, particularly in some of these more volatile up-and-down markets," Keene said in an interview with MarketWatch.
Keene, a chartered financial analyst, is also a regional manager with Wells Fargo's private client services, in Walnut Creek, Calif.
Of course, any real-estate discussion requires a nod to locale: Where you're buying a home makes a difference. But it also matters which part of the market you're looking at, the upper bracket or the low side.
Higher-end homes are likelier to see prices easing while lower-priced homes in less-volatile areas may still enjoy some gains, Keene said.
There aren't all that many "low side" homes inside SF, although I happen to live in one. I think we may see prices slide a bit more steeply outside The City than inside, though. There are other factors working to prop up prices here, including a screaming shortage of homes. The market has softened a bit here, but I haven't noticed any real price depreciation as yet.
That said, it's wise to keep in mind that when you start seeing articles speculating that "maybe it's time to sell," the time to sell was probably three months ago. Or six.