Whatever, Dude
Bill Quick

Are Republicans sabotaging ObamaCare by frightening younger consumers? « Hot Air

Thanks to the costs of the mandates, insurance companies have had to raise deductibles just to keep premiums within range of these younger, healthier consumers, too.  Instead of a cheap, affordable plan that allowed young Americans to pay retail costs for occasional clinic visits but gave them solid coverage for rare catastrophic events, they now have to spend thousands of dollars a year for coverage that doesn’t kick in at all until after they spend an additional $4,000 out of pocket first.

And this is the calculation that anyone can make. If you have to spend $4,000 on insurance and then another $4,000 on deductibles before seeing the first benefit from the insurance plan, why buy it at all? Why not just pay retail on clinic visits? Most young people will see a doctor once or twice a year, which might cost them $500 or so rather than the $8,000 they’re facing in this newly mandated apparatus. 

Well, yes, except that most of them are too innumerate to make even that simple calculation.

Here’s what’s really going to happen.  Most of those kids are going to say, “Whatever,” and then forget about it – until they discover that those “taxes” that John Roberts says are peachy-keen gobble up their pitiful tax refunds – assuming they even have a job and a paycheck in the first place.

By the way – how do those “taxes” for not signing up for Obamacare get collected if you aren’t paying taxes at all?

Posted in Obamacare permalink
Bill Quick

About Bill Quick

I am a small-l libertarian. My primary concern is to increase individual liberty as much as possible in the face of statist efforts to restrict it from both the right and the left. If I had to sum up my beliefs as concisely as possible, I would say, "Stay out of my wallet and my bedroom," "your liberty stops at my nose," and "don't tread on me." I will believe that things are taking a turn for the better in America when married gays are able to, and do, maintain large arsenals of automatic weapons, and tax collectors are, and do, not.

Comments

Whatever, Dude — 4 Comments

  1. Most of those kids are going to say, “Whatever,” and then forget about it – until they discover that those “taxes” that John Roberts says are peachy-keen gobble up their pitiful tax refunds – assuming they even have a job and a paycheck in the first place.

    And then schadenfreude happens. “Sorry, guys, this is what you voted for. We tried to warn you but you called us racists.” I may or may not have related here the story of a liberal–nay, nearly socialist; he’s almost the definition of a red diaper baby–ex-friend[1] from NYC who used to go on about how great paying higher taxes to help the less fortunate would be, and then later fussed at me once about how “New York state pays out more than it gets in taxes; we pay the taxes for several other states.” I told him to remember his other conversation: he said he wanted higher taxes, and he’s got them, so he shouldn’t have any complaints! Boy that shut him up, but he at least had the honesty never to complain about taxes to me again.

    [1] Apparently it’s OK for him to post on Facebook all kinds of “I stand with Obama”, “The tea party and republicans suck/hate America”, “walmart is bad for not wanting to pay $15 an hour” etc stuff for about two years, but me posting a few over a month or so (and tagging him in them) was beyond the pale, so he unfriended me, even though we’ve been friends for 20 years and he was my best man at my wedding.

    • As a conservative or libertarian, you are obviously a benighted savage. As a lefty, he’s made of higher, finer stuff. Therefore, in the natural order of things, it’s perfectly okay for him to criticize you – after all, you’re barely above being a dumb animal, and desperately need the criticism for your own good – but not okay for you to criticize him. To allow that would be to up-end the universe.

      • Ha. No doubt he thinks that. Except he knows I’m smarter than him and he knows I’m right because he’s admitted it in other contexts. Then of course, being a liberal, he acts like a goldfish and forgets he ever had the conversation.

  2. By the way – how do those “taxes” for not signing up for Obamacare get collected if you aren’t paying taxes at all?

    Commented separately so it’s not part of my previous rant.

    You have to file to get, for example, EITC, so presumably the IRS can just take the money then. There’s also been semi-wild rumors about people’s drivers’ or professional licenses being suspended/revoked, but you don’t hear those from reliable sources.