An anonymous commenter who identifies her/himself as a funeral director has posted a magnificent rant to a Reddit thread, explaining all the ways that funeral directors con bereaved families into paying for things they don’t need, like $5000 painted plywood boxes and “barbaric,” environmentally degrading “mutilation” (embalming), which are often described as legal requirements (they aren’t). The post is full of great intel and advice, including mention of the FTC funeral rule, which sets out your rights in clear, simple language. I didn’t know that US law requires funeral directors to accept your own coffin, which you can get at your local big-box discount store or have delivered from a variety of sellers through Amazon.
I know of at least one instance in which a funeral home told a client that the law required the body of the deceased to be embalmed before cremation – at the full charge, of course.
BTW, Jessica Mitford made this old news nearly fifty years ago: The American Way of Death.